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The Allianz Community Insurance Plus is the insurance for your community that consists of a basic property and liability insurance and optional add-ons.

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Fire
Compensated under the all risks coverage
Explosion
Compensated under the all risks coverage
Lightning
Compensated under the all risks coverage
Damage due to the induction effect of lightning
Compensated under the all risks coverage
Storm
Compensated under the all risks coverage
Downpour
Compensated under the all risks coverage
Hailstorm
Compensated under the all risks coverage
Snow pressure
Compensated under the all risks coverage
Flood
Compensated under the all risks coverage
Earthquake
Compensated under the all risks coverage
Landslide
Compensated under the all risks coverage
Falling rocks and soil
Compensated under the all risks coverage
Damage caused by the collapse of unknown structures and hollows
Compensated under the all risks coverage
Damage caused by the impact of third party vehicles
Compensated under the all risks coverage
Damage caused by falling third party objects
Compensated under the all risks coverage
Burglary theft and vandalism
Compensated under the all risks coverage
Robbery
Compensated under the all risks coverage
Water damage
Compensated under the all risks coverage
Glass breakage
Compensated under the all risks coverage
Damage due to the replacement of locks
Compensated under the all risks coverage
Theft
Compensated under the all risks coverage
Liability insurance
In basic coverage (expandable)
In basic coverage (expandable)
Liability insurance for residents’ representatives
Optional
Optional
Roof and prefab gap leakage insurance
Optional
Compensated under the all risks coverage
Compensation for lost water
Optional
Compensated under the all risks coverage
Glass+ insurance
Optional
Compensated under the all risks coverage
Vandalism insurance
Optional
Compensated under the all risks coverage
Insurance for energy conscious systems
Optional
Optional
Machine insurance for condos
Optional
Optional
Insurance for movables in shared storage
Optional
Optional
Renovation insurance
Optional
Optional
Legal protection insurance
Optional
Optional
Insurance for motor vehicles stored in garages
Optional
Optional
Collective accident insurance for families
Optional
Optional
Assistance insurance
Optional
Optional

Are you interested in how to take out the Allianz Community Insurance Plus?

Allianz Community Insurance Plus – quick and easy claim reporting!

man with tablet in front of house
We insure your community.
house with fire and flooding
Protect yourselves against fire, flood and theft.
men shaking hands
You can count on us when damage occurs.

Would you like to report a claim or request information on a claim settlement in progress?

Community insurance - Frequently Asked Questions (FAQ)

In the Allianz Community Insurance Plus product, you are entitled to a duration discount if you agree not to terminate your contract by non-payment of premiums, or to regular termination at the anniversary, for a period you choose. In exchange, the insurer gives a discount from your premium depending on the length of the period you choose.

You can choose a period of 1-5 years and you need to make your choice when concluding the contract.

You can conclude an Allianz Community Insurance Plus contract with or without deductibles.  The amounts of optional deductibles are HUF 20,000 and 40,000

If the contract was concluded with deductibles, the insured person shall bear a part of the damage in the cases and to the extent specified in the special terms and conditions under the title of deductibles. The insurer will not deduct deductibles in cases of liability insurance, residents’ representatives liability insurance, collective accident insurance and insurance for the loss of water, even if the contract contains a clause on deductibles.

From the point of view of the deductibles, the insurer considers them separate insured events when damage occurs successively to separate insured real properties with their own land registry numbers for the same reason (in this respect the community/cooperative-owned areas of a condominium are also considered a separate real property), and will deduct the deductibles separately.

It helps the work of the residents’ representatives that they can manage the insurance affairs of the community through the Internet, if they register at the Allianz Client portal at www.allianz.hu. You can get more favourable premiums if you choose online transactions.
All accidental physical damage - occurring accidentally, unexpectedly, due to an unforeseeable cause or an external impact - to the insured property for which the insurer did not exclude compensation obligations. The conditions of these types of specify the exclusions, i.e. the events when the insurer does not pay, in detail.

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